Moving to the Philippines: 12 Key Things to Know Before Living in the Country

Prepare for life in your new home!

A Comprehensive Guide for Expats Relocating to the Philippines

1. Understanding the Local Culture

The Philippines has a rich and diverse culture that is heavily influenced by its history, especially Spanish, American, and native Filipino traditions. Respecting cultural norms such as addressing elders with respect and being mindful of religious customs will help you blend in smoothly.

2. Climate and Weather

The Philippines experiences a tropical climate with two main seasons: the dry season (November to May) and the wet season (June to October). Expats should be prepared for hot, humid weather year-round and occasional typhoons during the wet season.

3. Cost of Living

While the cost of living in the Philippines is generally lower than in many Western countries, it varies depending on the city or region. Manila and Cebu are more expensive, while smaller provinces are more affordable. Housing, food, and transportation costs should be carefully considered before moving.

4. Language and Communication

While Filipino (Tagalog) is the official language, English is widely spoken and understood in most places, especially in business and education. Learning basic Filipino phrases can be helpful for daily interactions and building rapport with locals.

5. Visa Requirements and Residency

Depending on your nationality and length of stay, you may need a visa to live in the Philippines. Some countries have visa-free agreements, but long-term residency requires specific visas, such as a retirement or work visa. Check the Philippine immigration rules before your move.

6. Healthcare System

Healthcare in the Philippines is a mix of public and private options. Private hospitals offer high-quality care but may be costly. It's recommended to secure health insurance to cover medical expenses, especially for serious conditions. Expats often prefer private hospitals for their superior services.

7. Safety and Security

While the Philippines is generally safe, it's important to stay informed about local safety conditions, especially in certain areas. Avoid places with high crime rates or known conflict zones, and always practice common sense regarding personal safety.

8. Transportation and Traffic

Public transportation in the Philippines includes jeepneys, buses, tricycles, and taxis. Traffic in major cities, especially Manila, can be challenging and time-consuming. If you plan to drive, familiarize yourself with local road conditions and traffic regulations.

9. Banking and Finances

Opening a local bank account in the Philippines is relatively easy for expats, but make sure to research banks that cater to foreign nationals. Additionally, it's a good idea to maintain an international bank account for overseas transactions and currency conversion needs.

10. Housing and Accommodation

Whether you're renting or buying a property, it's crucial to research the housing market in the city or region you’re moving to. Gated communities, condos, and apartments are popular among expats. Be sure to check proximity to work, schools, and amenities when choosing your accommodation.

11. Education for Children

If you're moving with family, consider the schooling options available for your children. There are many international schools in major cities that offer quality education with curriculums from various countries, including the US, UK, and Australia. Research which schools fit your educational needs and budget.

12. Filipino Cuisine and Dining

The Philippines offers a wide variety of delicious local food, from adobo and sinigang to street food like balut. For those missing tastes from home, most cities have supermarkets with imported goods. However, embracing local cuisine is a great way to immerse yourself in Filipino culture.

Disclaimer: This list is for informational purposes only and does not constitute professional advice. Always seek appropriate guidance from immigration experts, financial consultants, or legal advisors when moving to another country.